Our Qualifications

Our principal of Smart Money Strategies, Fredric J. Lowe, is a registered representative and offers securities through Quest Capital Strategies, Inc. Member FINRA & SIPC.  He has been an insurance producer and financial advisor for the past 35 years helping clients just like you with their financial needs. He is licensed as an insurance agent for life, accident & health, and variable contracts in Illinois, Wisconsin, Pennsylvania, and Florida. He received his Certified Financial Planner ™ designation from the College for Financial Planning in 1988.  To become a Certified Financial Planner ™, he took courses for two years and passed six exams covering investments, taxes and estate planning.

Fred concentrates in Lake, Cook, Dupage, Kane, Mchenry, Grundy and Will counties. Although he works throughout the entire Chicago land region, his specific areas of expertise include Barrington, Northbrook, Buffalo Grove, Arlington Heights, Libertyville, and Schaumburg.

Fred grew up outside Philadelphia, went to Penn State and received a Bachelor of Arts Degree.

Fred was the host and founder of the Smart Money Strategies radio show that aired throughout the Chicago land area from 1994-2007.

Fred has developed a specialty in working with retirees and those about to retire who want to protect their principal and insure that their money lasts. His practice focuses on helping pre-retirees and retirees avoid the most common financial mistakes. He has conducted hundreds of financial seminars to retirees. He has helped people cut their taxes by as much as 50%, potentially eliminate taxes on their social security benefits, lowering their estate taxes, and protect their estates.

Fred has been married for 34 years and has two children.


 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck